Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Questions to Consider When Buying a Vacation Home Doing your research is key before buying a vacation home. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.